HOME INSURANCE

A home insurance policy is designed to protect and cover one of the most valuable assets, your home. A policy may cover the outside structure of your home, personal belongings inside the home and provide liability coverage. Choosing the right plan and coverage for this large financial investment is very important. At Arora Insurance Agency, we work with our clients to structure and design a specific plan to cover needs and safeguard your investment for the worst case scenario.

Alternate TextWhy do you need homeowner insurance?

  • • To protect your home
  • • To protect your personal belongings
  • • To protect you from accidental damage and unforeseen events

Alternate TextHow much insurance is needed?

We recommend covering at least a portion of the fair market value along with certain valuable personal belongings inside the home. Each homeowner will have different needs and requirements, so it helps to ask yourself the following questions:

  • • What is the fair market value of the property?
  • • What types of personal belongings are inside the home and what is the total net worth?
  • • Are enough funds available for a potential liability claim?

These few questions should be thought about along with other relevant topics and concerns. It is advisable to create an inventory of possessions to further understand the value at stake and tailor an insurance plan accordingly.

Alternate TextDiscounts to save money

There are several different discounts and programs available to save money. The list can be quite extensive and here are a few examples:

  • • Claims-free discount
  • • Green home discount
  • • Homeowners association discount
  • • Multi-policy discount
  • • New wiring discount
  • • Protective devices discount
  • • More

Please feel free to call us to discuss your home and what discounts you may potentially qualify for.

Alternate TextWhat information is necessary to get a quote?

There is a comprehensive list of questions that are asked to gather necessary information for a quote. Some major categories include:

  • Information about the residents
    Contact information, date of birth, marital status, social security number, etc.
  • Information about the home
    Square footage, year and type of construction, safety measures, etc.
  • Information about personal property
    List of major valuables and approximate value.
  • • Past claims
  • • Liability coverage required

Please feel free to contact us at any time and we can walk you through each step in the process. Please note that all information shared will be held confidential and used only to help you understand your options better. A call or submission of information is free and never an obligation to purchase any product or insurance.

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ARORA INSURANCE AGENCY INC.
253-10 HILLSIDE AVE
BELLEROSE NY 11426
OFFICE: 347-748-1121
CELL: 718-831-1230
FAX : 718-679-9781
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